Tuesday, 2 October 2012

Horror story of the month ...


We had a story where a client tapped his car into the back of the car in front, it can happen at any time as we know. The difference was that the lady driver of the car in front didn’t just get out of the car to check, she stormed out of the car effing and blinding and waving her hands hysterically to check for damage which was apparently not to be seen.
They both go their separate ways and our Client hears nothing more for 6 weeks when he receives a claim for whiplash. Both the driver and Trident pleaded to the Insurance company that this is fraud, but they won’t have it ,and they paid out £1,800 and upped his premium. They paid because it was cheaper to pay-out than fight the case which begs the question what’s the point of insurance when the very principals of protection are ignored because of legal fees!!
It’s a nightmare and can happen to anyone, and all I can say is having seen our guy’s just give up with the insurance company. If you find yourself in a similar situation, maybe take some pictures with your camera phone, to back up that you are clean and what the exact damage was. 
It’s a sad old world and fraud is getting worse, and whatever may appear to be clear between two people  can’t be taken for granted anymore. So please keep the camera to hand and start protecting yourself.

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