Why Big Firms Don’t Deliver For You.

As a Broker we are obliged to offer all material facts to Insurers to get you guys the best possible prices whether it’s for personal or commercial insurance that you need, and act as your agent. 

No problem there, but when things go wrong and people think they deserve more, we possibly would look (if we were handling your claim internally) as though we might be agreeing to a lower settlement than is due.  

So we need to make clear that as a company we never have and do not handle claims. We pass them over to an independent company called *First Response Law who fight for every penny you are entitled to. 

To us it’s the only way you can get the best independent service from start to finish working for your interests. 

The Competition  Commission has announced that it intends to look at the insurance industry, specifically in regards to motor insurance, where Insurers are putting vehicles into garages they contract with; to secure discounts for works done but they don’t pass over the discount to the other side. This extra cost is put at an extra £10-20 per policy per year.

Without information easily available the end user starts to suspect the worst and being short changed, and we don’t want that. 

So with Trident Insurance it’s simple, we act for you, from start to finish and if the finish unfortunately involves a claim we pass it to *First Response Law and they fight for every penny you deserve.

Will big and brassy firms do that? Personally I think it’s hard to feel that confident when it’s all done ‘in house’ and you are just another file or worse, a number.

We fight your corner from start to finish, it’s that simple. Ok there’s no give away toys or overweight opera singers, but remember no one gets a free lunch let alone a free toy! 

We feel on price, delivery and telling you how it is, with Trident Insurance you really do have a Broker acting in your best interests every working day.

                     

Trident Insurance 0800 038 9000     &     * First Response Law 020 8045 0138

Is The Crunch Making You Think About Where The Money Is Going?

It’s far too easy to bore the pants of anyone by just mentioning the word ‘insurance’

It's run by people who seem to understand the world has entered the 21^st century but they approach far too many issues with even more paperwork than was required in Dickensian England….. just masses of it , which I bet, 99.9% of you do not read.

I have pleaded with you before and will do so again, because it is within all that gumph that your exclusions are contained, much of which may be all too cleverly disguised to invalidate the very basis of what you thought you were paying for to protect yourself!!

I have some good friends who view insurance as an absolute con, and no less responsible for the mess so many professional bankers have managed to conjure up, so they simply don’t touch it.

Comparison sites came to the rescue we thought, but they still do not tell you anything because we are all magnetised by price and forgive them even when they hit you with bucket loads of hidden charges.

There undoubtedly will come a reckoning day when having been badly burned and paid through the nose for effectively no cover, you will start to ask yourself why bother?

All I would say is that unless you lead a massively complex life most basic covers will suffice more than adequately and the same goes if you’re a business. 

What you need to ask yourself is this, are bigger brokers the answer and am I getting the best deal or just paying more for fancy packaging?

In a world where we are all belt tightening, whether it’s for personal or business cover, as an independent broker we really do look for the best deal for you on price and cover. 

For those where the crunch is making you think twice about your present supplier, use Trident and be pleasantly surprised. 

No fancy packaging just good cover at low prices.     

Accident of the Month

The deep fat fryer of a fish and chip shop went up in flames and there was no payout! Why? Because the owner was required by the Insurer to show the thermostat on the fryer was maintained every 6 months but he chose not to bother. For sure there was a right mess all round and on situations like this Health and Safety really do more good than harm by insisting these checks are kept up. The result for not keeping on top of the checks? No pay out at all. 

So please if you’re a business, office, shop or factory make sure you carry out a PAT test on all your electrical equipment. It’s an investment well worth the small cost and should be done every 2 years. 

And, if you’re a fish and chip shop make sure you carry out the necessary tests as per requirements, ducking your responsibility can be a very expensive option.